Meet the Team

Erick Fadel - Area Manager

Erick is the leader of the sales team and responsible for ensuring the highest levels of customer service. His passion for helping customers is what has kept him in the mortgage industry for so long.

Prior to joining Metro Mountain Mortgage, Erick served in various leadership roles in the mortgage industry, including Area Manager, Branch Manager, Sales Manager and Loan Officer. He has extensive experience in loan origination, business development and team management.

Sabrina Richardson

Sabrina is a highly skilled and experienced mortgage industry professional with over a decade of experience. She began her career in 2008 and quickly established herself as a leading Private Client Mortgage Advisor for Chase Bank in Park City. Over the years, Sabrina has garnered numerous awards and recognition for her exceptional performance, including multi-year National Achiever status.

Sabrina's expertise covers a broad range of topics, including second homes, resort markets, self-employed financing, jumbo and non-conventional mortgage products. Her ability to structure mortgages to achieve her clients' short and long-term goals, all while simplifying the process as much as possible, has made her a powerhouse in the industry.

Sabrina holds a Utah Principal Lending Manager license and is an active member of the Park City Rotary Club, PCBR Social and Legislative committees. She also participates in multiple organizations aimed at advancing and supporting women in the Real Estate community.

Sabrina is a proud mother of two daughters and resides in Cottonwood Heights. She enjoys spending time with her family, traveling, sports, and taking advantage of Utah’s endless outdoor activities.

Colin Watkins

Colin moved to Park City 10 years ago, after he exhausted his eligibility as a collegiate baseball player.

After a winter of living the ski bum life, he took a job with U.S. Bank in Park City, where he worked as a commercial loan officer and was recognized for top 5% production in the entire organization. After briefly serving as VP of commercial banking in the Utah market for Northwest Bank, Colin opted for a more family friendly work culture and decided to join Metro Mountain Mortgage.

When he is not "on the clock", Colin can be found unsuccessfully trying to figure out the game of golf or overseeing operations at MinerstownStrength & Conditioning.

Albino Reveredo

Albino's core experience includes account management, customer loyalty, consumer lending, relationship management, prospecting, competitive analysis and strategy, and expertise in FHA/VA, conventional, and jumbo loans. He also has experience in financial analysis.

Albino has helped 86 families for a total volume of over $62M in 2022 despite difficult market conditions, achieving 100% of customer loyalty in 2022. He has also been a five-time recipient of the Leaders Club Award, recognizing his achievements in productivity, customer loyalty, and quality metrics. Albino is an affiliate member of the Salt Lake Board of Realtors, and he regularly sponsors and attends networking events with non-profit organizations and the Asian-Indian community.

Dana Cridlebaugh

Dana is a seasoned mortgage loan officer with over 12 years of industry experience and holds a Utah Principal Lending Manager license. Throughout her career, Dana has demonstrated an unwavering commitment to helping clients achieve their financial goals. Whether working with first-time homebuyers, seasoned investors, or clients looking to refinance, Dana is dedicated to guiding them through every step of the mortgage process. Her extensive knowledge of the mortgage industry, combined with her personalized approach, ensures that each client receives the best financial solutions tailored to their unique needs.

Outside of her professional life, Dana treasures quality time with her husband Josh and their energetic 5-year-old twins. Whether exploring the great outdoors or enjoying family activities, Dana values the balance between her career and her family life.

Heidi Blake

Heidi Blake is a native Moabite and a dual-licensed real estate and mortgage professional serving southeastern Utah. A former automotive mechanic turned sales leader, she leverages her deep local roots and technical background to help clients navigate competitive markets. Now backed by Berkshire Hathaway HomeServices and Metro Mountain Mortgage, Heidi was ranked among Utah’s top 250 REALTORS® in 2021 and serves as the 2023 President of the Moab Chapter of the Utah Association of REALTORS®.

Matt Baumbacher

With over 20 years of dedicated experience in the lending industry, I specialize in providing comprehensive mortgage solutions tailored to meet each client's unique needs. As a seasoned mortgage broker based in Cottonwood Heights, UT, I offer a full range of mortgage programs, ensuring that whether you're purchasing a new home or refinancing an existing one, you receive expert guidance every step of the way.

Beyond my professional life, I’m passionate about enjoying the natural beauty of Utah. In the winter, you’ll find me hitting the slopes, skiing the picturesque trails, and in the summer, I’m out fly fishing in our beautiful mountain streams. My love for these outdoor activities reflects my commitment to balancing a fulfilling work life with personal passions.

Let’s connect and explore how I can assist you in achieving your home financing goals!

Bryan Taylor

Meet Your Mortgage Experts: Guiding You Through Every Step of Homebuying

The journey to homeownership can be both exciting and daunting. As you navigate the many steps involved in buying a home, having the right guidance is essential. That is where our mortgage experts come in. With years of experience, our skilled mortgage loan officers are dedicated to helping you every step of the way. They possess a wealth of knowledge that equips them to assist you in making informed decisions and ensure that your homebuying process is smooth and successful.

Understanding the complexities of mortgages can be overwhelming, especially for first-time homebuyers. Our team of experts is here to simplify the process for you. They will explain all necessary terms and concepts, helping you to build a solid foundation of knowledge. This understanding is crucial to ensuring that you feel confident as you make decisions about your future home.

The first step in the homebuying process is often determining how much you can afford to borrow. This is where our loan officers provide valuable insights. They will help you assess your financial situation, including your income, expenses, and credit score. By understanding your budget, you can avoid overextending yourself and ensure that you find a home that fits your financial capabilities. Our experts will guide you through different loan types, allowing you to choose one that aligns with your goals and financial situation.

Once you have a budget in mind, the next phase is getting pre-approved for a mortgage. This process is important as it shows sellers that you are a serious buyer. Our mortgage experts will assist you in gathering the necessary documents and completing the pre-approval application. This can include proof of income, credit history, and other financial details. By having a pre-approval letter in hand, you can shop for homes with confidence, knowing exactly how much you can spend.

When it comes to home shopping, our team is ready to support you. They can provide you with tips on what to look for during your search and how to evaluate different properties. It’s important to consider factors such as location, size, and potential resale value. Our loan officers can help you understand how these aspects may impact your mortgage options and long-term financial health.

After you find a home that you love, the next step is making an offer. This is another area where our experts can provide guidance. They can help you craft a competitive offer that reflects the home’s market value while taking your financial situation into consideration. Understanding the local market dynamics is essential in this step, and our team is well-versed in the factors that can influence your offer’s success.

If your offer is accepted, congratulations! You’re on your way to becoming a homeowner. However, the process is not over yet. The next stage involves the mortgage application and underwriting process. Our loan officers will work with you to complete the application accurately and submit it for approval. They will explain each step, ensuring you understand what is happening and what to expect.

During underwriting, lenders will thoroughly evaluate your financial background and the property itself. This step helps to ensure that you can repay the loan and that the property is worth the amount you are borrowing. Our mortgage experts will be by your side, addressing any questions or concerns that arise during this phase. They will keep you informed and ensure that you understand any requests from the lender.

Once the underwriting process is complete and your loan is approved, you will move on to closing. This is the final step in the homebuying journey, where you will sign all necessary documents and finalize the transaction. Our team will guide you through this process, explaining what each document means and ensuring that you are comfortable before you sign. They will also help you understand the closing costs involved and what to expect on closing day.

In addition to guiding you through the technical aspects of mortgage loans, our mortgage experts are also focused on you as an individual. They take the time to listen to your specific needs, concerns, and aspirations regarding homeownership. This personalized approach allows them to offer tailored solutions that align with your unique situation. Their commitment to understanding your goals means that you are not just another number; you are a valued client on a journey to achieving your dream.

As you embark on this exciting venture, it's essential to communicate openly with your mortgage loan officer. Don’t hesitate to share any concerns or ask questions at any point in the process. Our team is dedicated to providing support and transparency, ensuring you feel informed and empowered. Your mortgage expert is here to serve as your trusted advisor, helping you navigate everything from choosing the right loan to understanding the terms of your mortgage.

In conclusion, the path to homeownership is a significant milestone that can come with many questions and challenges. However, with the right support and guidance from knowledgeable mortgage loan officers, you can navigate this journey with confidence. Our team is committed to empowering you through every step, ensuring that you have the information and resources you need to make informed decisions. By focusing on your individual needs and providing expert advice, we aim to make your homebuying experience as smooth and rewarding as possible. Remember, you don’t have to go through this journey alone; our mortgage experts are here to help you every step of the way.